:root{--hv-navy:#142c43;--hv-deep:#0d2033;--hv-green:#abd0b5;--hv-teal:#28665f;--hv-paper:#f4f6f6;--nx-gold:#28665f;--nx-gold-2:#20554f;--nx-ink:#142c43;--nx-header-h:90px}
html{scroll-padding-top:110px}body{background:var(--hv-paper);color:var(--hv-navy)}.hv-wrap{width:min(1240px,calc(100% - 80px));margin-inline:auto}.hv-header{position:sticky;top:0;z-index:100;background:#11283df5;color:#fff;box-shadow:0 1px 0 #ffffff20}.hv-header-inner{display:flex;align-items:center;gap:32px;min-height:90px}.hv-logo{font-size:32px;font-weight:600;letter-spacing:-1px;color:#fff;line-height:1.1}.hv-logo span{display:block;font-size:10px;letter-spacing:1px;font-weight:400;margin-top:8px}.hv-desktop-nav{margin-left:auto;display:flex;gap:30px;align-items:center;font-size:14px}.hv-desktop-nav a{color:#fff}.hv-dropdown summary,.hv-mobile-menu>summary{cursor:pointer;min-height:44px;display:flex;align-items:center;gap:12px}.hv-dropdown summary:after{content:'⌄'}.hv-dropdown[open] summary:after{content:'⌃'}.hv-dropdown-panel{position:absolute;top:100%;left:50%;transform:translateX(-50%);width:min(1160px,calc(100vw - 48px));display:grid;grid-template-columns:repeat(3,1fr);gap:24px;padding:28px;background:#fff;color:var(--hv-navy);box-shadow:0 18px 50px #06182933;border-bottom:4px solid var(--hv-green)}.hv-dropdown-panel strong{display:block;margin-bottom:16px}.hv-dropdown-panel a,.hv-desktop-nav .hv-dropdown-panel a{display:block;color:var(--hv-navy);padding:12px 8px;line-height:1.5;font-size:14px}.hv-dropdown-panel a:hover{background:#eaf2ee}.hv-button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:13px 24px;background:var(--hv-teal);color:#fff!important;border:1px solid transparent;border-radius:3px;font-size:14px;font-weight:500;text-decoration:none}.hv-button:hover{background:#1e544e}.hv-button-outline{border-color:#cad8e5;background:#10293b55}.hv-button-outline:hover{background:#263f53}.hv-mobile-menu{display:none}.hv-hero{position:relative;isolation:isolate;background:var(--hv-deep);color:#fff;min-height:700px;display:flex;align-items:center;padding:90px 0 155px;overflow:hidden}.hv-hero-image{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}.hv-hero:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,#0b2035ed 0%,#122d44ce 43%,#112c4250 100%);z-index:-1}.hv-hero-copy h1{font-size:clamp(36px,4.5vw,64px);line-height:1.16;letter-spacing:-1.7px;font-weight:500;color:#fff;max-width:810px;margin:20px 0 26px}.hv-kicker{font-size:14px;letter-spacing:.3px;color:#d2e7d8}.hv-intro{font-size:18px;line-height:1.8;max-width:590px;color:#e7eef2}.hv-actions{display:flex;gap:16px;margin-top:30px;flex-wrap:wrap}.hv-catalog{background:var(--hv-navy);padding-bottom:72px}.hv-groups{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.hv-catalog .hv-groups{position:relative;margin-top:-74px;z-index:1}.hv-group{background:#fff;color:var(--hv-navy);padding:30px 28px;border-radius:3px;box-shadow:0 16px 35px #0a21301f;scroll-margin-top:120px}.hv-group-mark{font-size:38px;color:#35685f;line-height:1}.hv-group h3{font-size:22px;line-height:1.4;margin:18px 0 12px;font-weight:500;min-height:62px}.hv-group p{font-size:14px;line-height:1.8;color:#526577;min-height:76px}.hv-group ul{padding:0;margin:18px 0 0;list-style:none}.hv-group li+li{border-top:1px solid #e3e9e8}.hv-group li a{display:flex;justify-content:space-between;align-items:center;gap:12px;min-height:52px;font-size:14px;color:var(--hv-navy)}.hv-group li a:hover{color:#246459;background:#f0f6f2}.hv-group li a span{color:#28665f}.hv-value{background:linear-gradient(135deg,#193b53,#10263b);color:#fff;padding:56px 0 90px}.hv-section-heading{display:flex;justify-content:space-between;align-items:flex-end;gap:36px;margin-bottom:44px}.hv-section-heading h2,.hv-contact h2{font-size:clamp(28px,3vw,40px);font-weight:500;line-height:1.35;letter-spacing:-.8px;margin:0}.hv-section-heading>p{max-width:380px;font-size:16px;line-height:1.8}.hv-value h2,.hv-value h3{color:#fff}.hv-value p{color:#dce6ed}.hv-values{display:grid;grid-template-columns:repeat(4,1fr);gap:32px}.hv-values article{border-top:2px solid #a7cdb5;padding-top:22px}.hv-values h3{font-size:19px;font-weight:500;margin-bottom:14px}.hv-values p{font-size:14px;line-height:1.8}.hv-light{background:#fff;padding:85px 0}.hv-steps{display:grid;grid-template-columns:repeat(5,1fr);gap:24px;list-style:none;padding:0;counter-reset:steps}.hv-steps li{counter-increment:steps;border-top:1px solid #cddbd7;padding-top:22px}.hv-steps li:before{content:'0' counter(steps);font-size:30px;color:#28665f}.hv-steps h3{font-size:17px;line-height:1.6;margin:18px 0 10px}.hv-steps p{font-size:14px;line-height:1.8;color:#526577}.hv-news{padding:80px 0;background:#eaf0f2}.hv-articles{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.hv-articles article{background:#fff;padding:28px}.hv-articles h3{font-size:21px;line-height:1.5;margin:18px 0 30px}.hv-articles p,.hv-articles span{font-size:13px;color:#426458}.hv-articles img{width:100%;aspect-ratio:3/2;object-fit:cover}.hv-textlink{color:#28665f;display:inline-block;padding:12px 0}.hv-contact{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:start}.hv-contact>div>p{font-size:16px;line-height:1.9;max-width:480px;margin:20px 0}.hv-contact .hv-kicker{color:#28665f}.hv-contact .nx-form{background:#f0f5f3;padding:28px;border:1px solid #d5e0dc;border-radius:4px;color:#142c43}.hv-contact .nx-field input,.hv-contact .nx-field textarea{background:#fff;color:#142c43;border:1px solid #a9bcb5}.hv-contact .nx-field>span,.hv-contact .nx-check{color:#334c5c}.hv-pagehead{background:#142c43;color:#dce7ee;padding:64px 0}.hv-pagehead h1{color:#fff;font-size:clamp(34px,4vw,54px);line-height:1.3;margin:24px 0}.hv-pagehead p{max-width:780px;line-height:1.8}.hv-pagehead a{color:#c4e1ca}.hv-detail{display:grid;grid-template-columns:minmax(0,760px) 320px;gap:64px}.hv-reading{max-width:780px}.hv-reading h2{font-size:26px;margin:32px 0 18px}.hv-reading h2:first-child{margin-top:0}.hv-reading p,.hv-reading li{font-size:16px;line-height:1.9;margin-bottom:12px}.hv-reading ul,.hv-reading ol{padding-left:24px}.hv-aside{background:#eef4f1;padding:28px;align-self:start;position:sticky;top:114px}.hv-aside h2{font-size:23px}.hv-aside p{margin:20px 0;line-height:1.8}.hv-faq{border-top:1px solid #cddbd7;padding:18px 0}.hv-faq summary{cursor:pointer;line-height:1.7}.hv-faq p{padding-top:18px}.nx-main{padding-top:0!important}.nx-footer{background:#0e2438!important;color:#e3ebf0}.nx-footer .nx-logo__name,.nx-footer .nx-footer__title{color:#fff}.nx-footer a,.nx-footer p{color:#d3dfe7}a:focus-visible,summary:focus-visible,button:focus-visible{outline:3px solid #63a795;outline-offset:5px}.hv-header a:hover{color:#c7e3d0}
@media(max-width:1080px){.hv-desktop-nav{gap:18px}.hv-header-inner{gap:20px}.hv-group{padding:24px 20px}.hv-contact{gap:36px}.hv-detail{grid-template-columns:minmax(0,1fr) 280px;gap:32px}}
@media(max-width:850px){.hv-wrap{width:calc(100% - 40px)}.hv-desktop-nav{display:none}.hv-header-cta{margin-left:auto}.hv-mobile-menu{display:block}.hv-header-inner{min-height:78px}.hv-logo{font-size:27px}.hv-mobile-menu>nav{position:absolute;top:100%;left:0;width:100%;max-height:calc(100dvh - 78px);overflow:auto;background:#fff;color:#142c43;padding:20px}.hv-mobile-menu nav>a{display:block;min-height:48px;padding:12px;color:#142c43}.hv-mobile-menu .hv-dropdown-panel{position:static;transform:none;width:100%;display:block;box-shadow:none;padding:10px 12px}.hv-mobile-menu .hv-dropdown-panel>div{margin-bottom:24px}.hv-mobile-menu .hv-dropdown>summary{padding:12px}.hv-groups{grid-template-columns:1fr}.hv-group h3,.hv-group p{min-height:0}.hv-catalog .hv-groups{margin-top:-44px}.hv-hero{min-height:640px;padding:75px 0 115px}.hv-hero-copy h1{font-size:44px}.hv-section-heading{display:block}.hv-section-heading>p{margin-top:22px}.hv-values{grid-template-columns:1fr 1fr}.hv-steps{grid-template-columns:1fr 1fr}.hv-contact,.hv-detail{grid-template-columns:1fr}.hv-aside{position:static}.hv-articles{grid-template-columns:1fr}.hv-light,.hv-news{padding:56px 0}.hv-value{padding:45px 0 65px}.hv-header .hv-button{padding:10px 14px;font-size:12px}}
@media(max-width:480px){.hv-header-inner{gap:12px}.hv-logo{font-size:25px}.hv-logo span{font-size:8px}.hv-hero-copy h1{font-size:36px;letter-spacing:-1px}.hv-intro{font-size:16px}.hv-hero{min-height:610px}.hv-values,.hv-steps{grid-template-columns:1fr}.hv-contact .nx-form{padding:20px}.hv-contact .nx-form__row{grid-template-columns:1fr}.hv-header-cta{max-width:120px}.hv-group{padding:26px}.hv-actions{gap:12px}}
.hv-footer{background:#0d2033;color:#d8e5ee;padding:56px 0 24px}.hv-footer-grid{display:grid;grid-template-columns:1.2fr 1.4fr 1fr 1fr;gap:40px}.hv-footer h2{font-size:16px;color:#fff;margin-bottom:18px}.hv-footer a:not(.hv-logo){display:block;color:#d8e5ee;padding:8px 0;font-size:13px;line-height:1.7}.hv-footer p{line-height:1.9;font-size:14px;margin-top:22px}.hv-copyright{border-top:1px solid #ffffff25;margin-top:40px;padding-top:24px;font-size:12px}.hv-contact select{width:100%;max-width:100%;min-height:48px;background:white;border:1px solid #a9bcb5;color:#142c43;border-radius:4px;padding:10px;font:inherit;font-size:14px}.hv-contact .nx-field{min-width:0}.hv-contact .nx-btn--gold{background:#28665f;color:white}.hv-hero-copy{position:relative}.hv-catalog{display:flow-root}.hv-catalog .hv-groups{margin-top:-74px}.hv-catalog .hv-group{border-top:3px solid #9fc7ad}
@media(max-width:850px){.hv-footer-grid{grid-template-columns:1fr 1fr}.hv-catalog .hv-groups{margin-top:-44px}}
@media(max-width:480px){.hv-footer-grid{grid-template-columns:1fr}.hv-footer{padding:40px 0 24px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto!important}*,*:before,*:after{animation:none!important;transition:none!important}}